DATA DRIVEN INSIGHTS BLOG

Posts about Mortgage Lending

September 21, 2022

Accelerating Home Equity Marketing: Let the Data Do the Decisioning

As home equity lending gains momentum among both traditional and non-bank lenders, so too does the competition to gain market share. In Part I of ...

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August 30, 2022

Reduce Risk & Decrease Cost for More Efficient and Profitable HELOC ...

Are HELOCs the new cash-out refis? Given the steep rise in interest rates and the sharp decline in refinance volume, HELOCs and other home equity ...

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July 13, 2022

Goodbye Refi…Hello Home Equity

It’s surprising how quickly times can change. In 2021, the mortgage industry set a new record for refinance volume: $2.3 trillion. But six months and ...

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July 7, 2022

The Conditions are Ripe for Fraud to Return, But is the Industry Ready to Catch ...

“Those who cannot remember the past are condemned to repeat it.” George Santa

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May 24, 2022

Higher Prices, Climbing Rates & LLPAs Increase Risk of Occupancy Fraud

Buying and financing a 2nd home or an investment property is getting more expensive, and historically when this has occurred it has increased the ...

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RegsData QM Rule Changes

June 24, 2021

RegsData Ready for New and Original QM Rules

Starting July 1, there will be a change in definitions of a Qualified Mortgage (QM) and RegsData®, First American’s loan level compliance solution, ...

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April 12, 2021

Overstated Income & Undisclosed Debt May Drive Fraud in Today’s Market

New Techniques and Technologies Needed to Address Purchase Fraud-for-Housing Risk First the good news: mortgage fraud, in all its forms, was down in ...

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April 1, 2021

How to Win in 2021 with Market Intelligence

For the mortgage industry, 2020 was a rollercoaster year. Originally forecasted to come in under $2 trillion, activity started strong in Q1, ground ...

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August 23, 2019

Getting the Most From HOA Lien Data

Homeowners’ Association (HOA) liens can be risky undertakings for mortgage lenders. HOA liens are designed to protect homeowners’ associations by ...

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August 15, 2019

Intelligent Marketing: How Homeowner Data Saves Lenders Money & Improves ...

Today’s mortgage lenders are working as sales agents pitching their products to the right kind of borrowers. Often, this leads to an increasingly ...

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August 1, 2019

Real-Time Data Delivery: Why it Matters

Mortgage lenders have an important balancing act – they must attract the ‘right’ clientele, who are at the core of the business, while managing risk ...

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July 18, 2019

Reports to Help Mortgage Lenders Estimate Loan Balance

As part of the mortgage lending due diligence process, understanding property values is critical in making informed lending decisions. In this blog ...

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June 27, 2019

What is Skip Tracing?

Skip tracing is a term that is used to describe the process of locating a person who can't be found at their place of residence or usual hangouts. ...

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May 31, 2019

Everything You Need to Know About How To Find Liens on Property

In the world of mortgage lending, it is important to understand how to find liens on property. There are some homeowners who are extremely honest ...

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November 2, 2018

3 Kinds of Homeowner Marketing Data You Can Leverage with New Customers

When it comes to spending the marketing budget, the last thing mortgage lenders want to do is to waste that budget on ineffective campaigns. Modern ...

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