Posts about Mortgage Lending
May 23, 2023
What We’re Watching: Your Monthly Mortgage Industry Update – May 2023
In this update: gain insights into rate hikes; read updates to loan-level pricing adjustments; understand what a bridge loan is and why home equity ...
READ ARTICLE
May 4, 2023
What We’re Watching: Your Monthly Mortgage Industry Update – April 2023
In this update: learn about the future of interest rate hikes; the introduction of the 40-year loan modification; changes to the enhanced payment ...
READ ARTICLE
September 21, 2022
Accelerating Home Equity Marketing: Let the Data Do the Decisioning
As home equity lending gains momentum among both traditional and non-bank lenders, so too does the competition to gain market share. In Part I of ...
READ ARTICLE
August 30, 2022
Reduce Risk & Decrease Cost for More Efficient and Profitable HELOC ...
Are HELOCs the new cash-out refis? Given the steep rise in interest rates and the sharp decline in refinance volume, HELOCs and other home equity ...
READ ARTICLE
July 13, 2022
Goodbye Refi…Hello Home Equity
It’s surprising how quickly times can change. In 2021, the mortgage industry set a new record for refinance volume: $2.3 trillion. But six months and ...
READ ARTICLE
July 7, 2022
The Conditions are Ripe for Fraud to Return, But is the Industry Ready to Catch ...
“Those who cannot remember the past are condemned to repeat it.” George Santa
READ ARTICLE
May 24, 2022
Higher Prices, Climbing Rates & LLPAs Increase Risk of Occupancy Fraud
Buying and financing a 2nd home or an investment property is getting more expensive, and historically when this has occurred it has increased the ...
READ ARTICLE
June 24, 2021
RegsData Ready for New and Original QM Rules
Starting July 1, there will be a change in definitions of a Qualified Mortgage (QM) and RegsData®, First American’s loan level compliance solution, ...
READ ARTICLE
April 12, 2021
Overstated Income & Undisclosed Debt May Drive Fraud in Today’s Market
New Techniques and Technologies Needed to Address Purchase Fraud-for-Housing Risk First the good news: mortgage fraud, in all its forms, was down in ...
READ ARTICLE
April 1, 2021
How to Win in 2021 with Market Intelligence
For the mortgage industry, 2020 was a rollercoaster year. Originally forecasted to come in under $2 trillion, activity started strong in Q1, ground ...
READ ARTICLE
August 23, 2019
Getting the Most From HOA Lien Data
Homeowners’ Association (HOA) liens can be risky undertakings for mortgage lenders. HOA liens are designed to protect homeowners’ associations by ...
READ ARTICLE
August 15, 2019
Intelligent Marketing: How Homeowner Data Saves Lenders Money & Improves ...
Today’s mortgage lenders are working as sales agents pitching their products to the right kind of borrowers. Often, this leads to an increasingly ...
READ ARTICLE
August 1, 2019
Real-Time Data Delivery: Why it Matters
Mortgage lenders have an important balancing act – they must attract the ‘right’ clientele, who are at the core of the business, while managing risk ...
READ ARTICLE
July 18, 2019
Reports to Help Mortgage Lenders Estimate Loan Balance
As part of the mortgage lending due diligence process, understanding property values is critical in making informed lending decisions. In this blog ...
READ ARTICLE
June 27, 2019
What is Skip Tracing?
Skip tracing is a term that is used to describe the process of locating a person who can't be found at their place of residence or usual hangouts. ...
READ ARTICLE