Fraud & Loan Quality Solutions

FraudGuard® Property Valuation and Verification Modules

Customize our FraudGuard solution to better suit your business’s preference for application reviews with additional valuation and verification modules.

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Additional Property Valuation and Verification Modules

First American Data & Analytics offers additional valuation and verification modules so you can simplify your workflow and have our FraudGuard solution work for you. Existing customers can add the following optional modules to their FraudGuard instance for added functionality and features, enhancing fraud detection and risk assessment capabilities of the system

Undisclosed Debt Monitoring® (powered by Equifax®)

Monitor borrower activity to identify if new debts or liabilities incurred during the lending process may impact loan or terms of approval. The integration of Equifax Undisclosed Debt Monitoring (UDM) provides alerts with customized notifications.

Ownership & Occupancy

Perform a nationwide search for properties owned by the borrower and use exception-based alerting to identify other properties owned, occupancy issues, foreclosures, and unidentified addresses used by borrowers.

Liens & Judgments

Assess borrower lien and judgment history to determine the credit risk of borrowers to set appropriate loan terms, interest rates, and conditions.


Review borrower bankruptcy history to determine the credit risk to set appropriate loan terms, interest rates, and conditions.

Military Status Verification

Verify borrower service status information and eligibility for the provisions of Servicemembers Civil Relief Act (SCRA).

Senior Lien Review

Identify any ineligible senior lien that would block origination on a second lien.

Nationwide Mortgage Licensing System & Registry (NMLS®)

Search the NMLS database to validate a Mortgage Broker and/or Loan Officer’s NMLS ID.

Verification of Employment & Income
The Work Number®, a service of Equifax

Verify borrower income and employment to determine eligibility.

Listing Data

Examine up-to-date market insights into a subject property and neighborhood listings

Income Estimation

Prepare an income estimation that includes a realistic income range for a job title to identify potentially overstated borrower income.

Associated Business Search

Identify additional businesses associated with the borrower and status of the borrower’s employer.

4506-C Tax Transcript Verification

Verify various types and sources of income to determine borrower eligibility via automated tax transcript ordering.

NMLS is a registered trademark of the State Regulatory Registry LLC.
Equifax, The Work Number and Undisclosed Debt Monitoring are registered trademarks of Equifax Inc. Undisclosed Debt Monitoring is a trademark of Equifax Inc.

Increase Mortgage Loan Quality and Improve Risk Mitigation

Valuation and verification modules are designed for existing FraudGuard customers.If you are not an existing user, we offer two solutions to uncover mortgage fraud and misrepresentation risk.

FraudGuard® Risk Mitigation Solution

Perform critical due diligence and review supporting evidence for loan decisions so you can focus your time on only what truly matters. Lenders, investors, and others depend on our FraudGuard solution to mitigate risks associated with mortgage loans.
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FraudGuard® Home Equity

Make low-risk lending decisions while protecting your reputation and the trust of borrowers and investors with this valuable tool designed for lenders in the home equity space.
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Get Added Functionality Today

Fill out the form to learn about which modules will best fit your needs.

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