FraudGuard® Home Equity
FraudGuard Home Equity is the only fraud solution specifically designed for the needs of home equity lenders. This single-source, low-cost solution helps lenders close quickly on HELOC opportunities without adding unnecessary steps to the origination process. With data that covers 100% of residential properties in the US, there are tailored alerts to help lenders quickly identify misrepresentation. Risk categories covered include: undisclosed liabilities, identity, occupancy, ownership, watchlists, property valuation, subject listings, market conditions, FEMA disaster, HOA associations, and more.
The TotalView Report gives lenders access to a single-source report that provides the decision-making data needed to grant HELOC approvals. This cost-effective solution delivers an instant, complete snapshot of full property details, accurate HOA information, open liens, an owner’s borrower history, tax status, and more. TotalView is logically organized to help lenders instantly capture the important details so HELOC approvals can be granted in a timely manner.
Automated Valuation Model (AVM)
Our AVM applies the latest modeling technologies to the industry’s largest and highest quality database of property information. Lenders are empowered to make critical business decisions with greater speed and confidence with current, accurate, nationwide data at their fingertips.
First American TaxSource™
First American TaxSource is a real-time search of nationwide, comprehensive tax records that include essential assessor, tax agency, and tax bill data. Get access to bill and assessment information to understand a complete view of a borrower’s tax obligation and if the borrower is up to date on their existing tax payments.