Property Data and
Real Estate Data Licensing

Tax Assessor Data

When you need to understand real property within a county, state or even the nation, First American’s data experts do the work of collecting, analyzing and quality checking the data so you can focus on leveraging the tax assessor data that can include:

• Real property ownership names
• Mailing address
• Physical location (including, address, legal description, municipality)
• Assessed property values
• Related tax amounts
• Property types
• Land use codes
• Building characteristics (including bedrooms, baths, square footage)
• Lot descriptors (such as acreage, slope type and sewer system)

Real Estate Listings

Real estate listing data provides rich details on the features of a home to give you a complete view of a property.

• Property Location
• Property Characteristics
• Nearby Schools
• Energy Efficiency
• Utilities
• Listing Price – Max, Min, Sold
• Listing Status
• Days on Market

County Recorder Data

Leverage recorded transaction data that include events that are recorded against a property or person such as:

• Deed Transfers
  • Quitclaims
  • Sales
  • REO
• Mortgages
  • Purchase
  • Refinance
  • Home Equity
  • HELOC

Logic Applied Property Data

By applying calculations to a data set, First American delivers intelligent data that matches your needs. Examples include:

• LTV / CLTV
• Equity dollar and %
• Total open liens

Releases, Assignments & Foreclosure Data

Go beyond deeds and mortgages and discover mortgage activities that include:

• Pre-Foreclosure filings
• Foreclosures
• Mortgage releases
• Mortgage assignments

Involuntary Lien Data

Understanding Liens: Voluntary vs. Involuntary

A property lien is an encumbrance on the property that acts as security for creditors in case their debtors fail to make necessary payments. Voluntary liens tend to be more of a preliminary measure, requiring both the crediting and borrowing party to agree to terms, like a mortgage.

An involuntary lien is a financial hold or legal claim by a third party, like building service companies, lenders, or the government, to secure money owed to them  as a result of some detrimental action or inaction act.

Personal Liens:

• State and Federal tax liens (including IRS liens)
• Personal judgments
• Divorce (ownership awarded to one spouse of the marital home) or support judgement (unpaid child or spousal support)
• Bankruptcy

Property Liens:

• Mechanic's or Construction liens
• Utilities
• UCC filing (uniform commercial code)
• City and County liens
  
  

HOA / COA Data

Access nationwide HOA data, including data in the Super Lien States. Available HOA data includes:

• HOA Name (s)
• HOA Fee Type (s)
• HOA Fee (value)
• HOA Fee Frequency
• HOA Contact (s)
• HOA Contact Type
• Contact (Name, Address, Phone & Email)

Property Valuation Data

When you need property values for your data file, then choose the valuation data set to provide you with:

• Estimated low value
• Estimated high value
• Final value
• Value ranges
• Value confidence
• Comps used in valuation calculation

HOME FINANCE PREDICTION SCORES

Stay ahead of the competition, and maintain customer loyalty, using these scores to determine the propensity, or likelihood of borrowers taking certain actions.

First American data combines industry-leading homeowner, real estate, and mortgage data with proprietary home finance prediction scores to indicate which homeowners are your prime prospects for refinance, purchase or home equity lending, and now, for default. 

• NEW! Propensity to Default Intel Score
  Using a variety of financial indicators including equity, loan type, ownership, and past foreclosure history get more insight than a simple payment or credit history can reveal. The proprietary model scores each property from 0 – 500. The higher the score the more likely that there will be a default within 1 year.

• Refi Intel Score
  Borrowers who are likely to refinance in the next 3-4 months. The Refi Intel score can be generated for FHA, conventional and cash-out refinance.

• Equity Intel Score
  Provides an indication of which homeowners are likely to apply for a home equity loan or HELOC within the coming months.

• Purchase Intel Score
  Identify homeowners who are likely to sell their current property and obtain a new mortgage in 3-4 months.