CovenantGuard™

Detect Restrictive Language in Historical Real Estate Records

CovenantGuard from First American Data & Analytics is a first-of-its-kind workflow solution that uses AI-driven technology to scan for and identify illegal discriminatory restrictive covenants in nationwide property documents.

Discriminatory restrictive covenants have been in deeds; covenants, conditions, and restrictions (CC&Rs); or other recorded documents for more than 100 years to prevent selected groups of individuals from moving into neighborhoods. While these covenants are illegal and unenforceable, some properties may still include them in their historical record. Several states currently have existing or pending legislation to address removing discriminatory restrictive covenants. CovenantGuard is our solution to help your county detect and redact restrictive covenants, as well as prepare documents for re-recording.

Handwritten Document to Character Extraction

Our CovenantGuard solution uses a combination of Machine Learning (ML) and OCR & Extraction to complete the multi-step process of rapidly identifying documents with restrictive covenants, especially documents that are not easily read with the human eye.

Machine Learning takes CovenantGuard to the next level:

• Dual Confirmation – Identifies restrictive covenant phrases by shape and term and assigns a confidence score.
• Extremely Fast – Thousands of documents scanned per hour.
• Positive Feedback Loop – Models improve after careful analysis of results.
• Laser Focus on Documents with Restrictive Covenants – Speeds up OCR by reducing unnecessary processing.

Why Choose First American & Our Industry-Leading Data Assets

First American Data & Analytics boasts the industry’s largest document repository of digitized recorded documents nationwide and are the land record experts since 1889. Our public record property and ownership datasets are the most complete, accurate, and current in the industry. These documents and data are curated and maintained by a team that has combined hundreds of years of experience.

First American Data & Analytics sought to build a solution to specifically address the issue of finding and removing restrictive covenants. Our patented technology can rapidly scan historical digitized, printed, and/or handwritten documents using our set of specific terms or terms relevant to your county.

Getting started with CovenantGuard is easy – either you can access the millions of documents available in our repository or supply older historical documents that can integrate into the solution for examination. No matter where these documents originate, CovenantGuard offers users an intuitive interface to review documents flagged with restrictive covenants and redact unlawful discriminatory language.