Nationwide Property Data

Tax & Assessment 

When you need to understand real property within a county, state or even the nation, First American’s data experts do the work of collecting, analyzing and quality checking the data so you can focus on leveraging the tax assessor data that can include:

• Real property ownership names
• Mailing address
• Physical location (including, address, legal description, municipality)
• Assessed property values
• Related tax amounts
• Property types
• Land use codes
• Building characteristics (including bedrooms, baths, square footage)
• Lot descriptors (such as acreage, slope type and sewer system)

COUNTY RECORDER DATA

Leverage recorded transaction data that include events that are recorded against a property or person such as:

• Deed Transfers
  • Market Sales
  • Quitclaims
  • REO
  • Auction
  • Trust Transfers
• Mortgages
  • Purchase
  • Refinance
  • Home Equity
  • Reverse
  • Modification
  • Subordinations
  • Pre-foreclosure Filings
  • Foreclosures
  • Mortgage Releases 
  • Mortgage Assignments

REAL ESTATE LISTINGS

Real estate listing data provides rich details on the features of a home to give you a complete view of a property, market trends and buyer behaviors.

• Property Location
• Property Characteristics
• Nearby Schools
• Energy Efficiency
• Utilities
• Listing Price – Max, Min, Sold
• Listing Status
• Days on Market

LOGIC APPLIED PROPERTY DATA

By applying calculations to a data set, First American delivers intelligent data that matches your needs. Examples include:

• LTV / CLTV
• Equity dollar and %
• Total open liens
• Loan to Value (LTV/CLTV)
• Arms’ Length Determination
• Lien Priority
• Conforming Status

INVOLUNTARY LIEN DATA

Understanding Liens: Voluntary vs. Involuntary

A property lien is an encumbrance on the property that acts as security for creditors in case their debtors fail to make necessary payments. Voluntary liens tend to be more of a preliminary measure, requiring both the crediting and borrowing party to agree to terms, like a mortgage.

An involuntary lien is a financial hold or legal claim by a third party, like building service companies, lenders, or the government, to secure money owed to them  as a result of some detrimental action or inaction act.

 

Personal Liens:

• State and Federal tax liens (including IRS liens)
• Personal judgments
• Divorce (ownership awarded to one spouse of the marital home)
• Support judgement (unpaid child or spousal support)
• Abatement 
• Bankruptcy

Property Liens:

• Mechanic's or Construction liens
• Utilities
• UCC filing (uniform commercial code)
• City and County liens
• Special Assessments

Home Owner Associations and Co-Op Associations Contact Information & Lien DATA

Access nationwide HOA information, with 99% coverage in all 50 states. HOA lien data also available nationwide, particularly super lien states. Available HOA data includes:

• HOA Name (s)
• HOA Fee Type (s)
• HOA Fee (value)
• HOA Fee Frequency
• HOA Contact (s)
• HOA Contact Type
• Contact (Name, Address, Phone & Email)

Learn more about HOA information and liens. 

Spatial

Proprietary spatial datasets including:

• Master Address: links one parcel to multiple mailable addresses and/or units, providing all the mailable addresses and/or units.
• FA True Rooftop Geo Codes: calculated at the center of the roof using satellite imagery, this provides the most accurate point

And other spatial data features including:

• Parcel Boundaries
• Building Footprints
• Estimated Usable Lot Size
• House Facing Direction
• Distance from Points of Interest

PROPERTY VALUATION DATA

When you need property values for your data file, then choose the valuation data set to provide you with:

• Estimated low value
• Estimated high value
• Final value
• Value ranges
• Value confidence
• Comps used in valuation calculation
• HPI & Market Trends

PROPENSITY SCORES

Stay ahead of the competition, and maintain customer loyalty, using these scores to determine the propensity, or likelihood of borrowers taking certain actions.

First American data combines industry-leading homeowner, real estate, and mortgage data with proprietary home finance prediction scores to indicate which homeowners are your prime prospects for refinance, purchase or home equity lending, and now, for default. 

• Propensity to Default Intel Score
  Using a variety of financial indicators including equity, loan type, ownership, and past foreclosure history get more insight than a simple payment or credit history can reveal. The proprietary model scores each property from 0 – 500. The higher the score the more likely that there will be a default within 1 year.
• Refi Intel Score
  Borrowers who are likely to refinance in the next 3-4 months. The Refi Intel score can be generated for FHA, conventional and cash-out refinance.
• Equity Intel Score
  Provides an indication of which homeowners are likely to apply for a home equity loan or HELOC within the coming months.
• Purchase Intel Score
  Identify homeowners who are likely to sell their current property and obtain a new mortgage in 3-4 months.

PACE LIENS

Multiple industry-leading data sources all working together to deliver an overall picture of the property, tax status, lien details and more. PACE loans in the DataTree databases are linked to the property, connecting them to other voluntary and involuntary liens for a more accurate Combined Loan-to-Value (CLTV) calculation and deeper understanding of the owner's property-related debt.

 

Learn more

Schools Report

Our Schools Report gives detailed information about the public school assignments for a property, includes student demographics, proficiency testing scores and state ranking.

Neighbors Report

Once you zero in on a subject property and want to learn more about the nearby properties and their owners, the Neighbors Report will fill you in. You’ll have access to owner names, occupancy and property details.

Flood Report & Data

DataTree can guide you through ordering a flood zone determination and help you choose the best product for your property. You can choose between and order Basic Flood, Life-of-Loan.

Additionally get access to FEMA Flood indicators such as Flood Zone, Map Date, and Flood Special Hazard Area flag.