Recent Posts from Paul W. Harris
November 28, 2023
How Data and Technology Will Help Us Get Ready for Whatever 2024 Brings
We all know the critical role data plays in the mortgage and real estate ecosystem: powering decision-making, reducing risk, improving productivity, ...
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November 16, 2023
New Tools Are Helping Lenders and Servicers Catch Hard-to-Detect ...
In this three-part blog series, we’re looking at ways lenders can reduce risk and improve loan quality. Part 1 focused on identifying military ...
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August 23, 2023
Applying Automation to Reduce the Risk and Cost of Home Equity Lending
Home equity lending is expected to be one of—if not the—fastest growing loan categories for the foreseeable future. While second mortgage liens are ...
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August 15, 2023
In The Debate Over GSE Buybacks, One Thing is Certain: They Are Getting More ...
Government Sponsored Enterprise (GSE) buybacks have become a hot topic of debate within the mortgage industry. On one side mortgage companies and ...
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August 2, 2023
Minding – and Mining – the Details Can Reduce Loan Risk
Sir Isaac Newton is famously quoted for saying: for every action, there is an equal and opposite reaction. He wasn’t talking about the mortgage ...
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September 21, 2022
Accelerating Home Equity Marketing: Let the Data Do the Decisioning
As home equity lending gains momentum among both traditional and non-bank lenders, so too does the competition to gain market share. In Part I of ...
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August 30, 2022
Reduce Risk & Decrease Cost for More Efficient and Profitable HELOC ...
Are HELOCs the new cash-out refis? Given the steep rise in interest rates and the sharp decline in refinance volume, HELOCs and other home equity ...
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July 13, 2022
Goodbye Refi…Hello Home Equity
It’s surprising how quickly times can change. In 2021, the mortgage industry set a new record for refinance volume: $2.3 trillion. But six months and ...
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July 7, 2022
The Conditions are Ripe for Fraud to Return, But is the Industry Ready to Catch ...
“Those who cannot remember the past are condemned to repeat it.” George Santa
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August 25, 2021
Progress In Lending - What's New In Mortgage Fraud with Paul W. Harris
Recently, Paul W. Harris, General Manager, Mortgage Analytics, appeared on PROGRESS in Lending’s Lending Buzz podcast to discuss some of the nuances ...
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May 20, 2021
Unintended Consequences: New GSE Guidelines on Second & Rental Loans
A Possible Resurgence of Occupancy Fraud Second homes and investment properties are about to become harder to finance. When this happens, an increase ...
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